Abbeyfield has a long-term commitment to its investments and the Region. As a principal investor, Abbeyfield and its Partners have committed significant human and personal economic capital to ensure the viability and success of these various projects.

Investment Process

We focus entirely on the Southern cone of Latin America with primary focus on Paraguay, Peru and Chile and secondary focus on Uruguay, Argentina and Southern Brazil.

The Abbeyfield team sources its acquisitions through its knowledge of local market participants and key players. We invest in companies which we believe can deliver superior sustainable returns. The investments are focused on our core competency to bring the best management to clear market opportunities.

When assessing potential investment targets, Abbeyfield follows a multi-pronged approach in its strategy to ensure maximum risk management in an ethical environment. The process includes due diligence, financial analysis of the current situation and growth prospects. We also engage very early in the process with both management and local regulators. Finally, our network of senior managers helps us design ways for growing and improving the targets’ business models, maximize their capital structure and create value over time.

The decision process involves the analysis of key factors and the set-up of clear objectives:

Majority ownership

• Private-negotiated transactions
• Clear restructuring track involving Liquidity, Solvency, Governance, Management and Profitability
• Defined future market position and/or unsatisfied market niche
• Stability of funding base
• Macroeconomics considerations

Value Creation Process

Our investment professionals are all proactive board members, participating in all important committees (Internal Audit, Compliance, Risk, ALCO…) in addition to monthly board meetings within our subsidiaries. Only by spending a substantial amount of time locally, with our investments, and on a regular basis, can we ensure implementation, continuity and success of our strategy plan and value creation proposal.

Abbeyfield’s value creation plan is based on the following key elements:

• Negotiation skills and thorough due diligence
• Value added restructuring:
  • Control of the Board of Directors – best governance practice
  • Selection of key management and team building – best management practice
  • Asset Restructuring – maximize productive assets
  • Technology investment – modern systems and security
  • Conservative lending and provisioning policies
  • Conservative and solid operational practices and discipline
  • Respect Minority Shareholders rights
  • Local roll-up where potential exists and organic growth
  • Play an active role in promoting structural reform

Abbeyfield practices a decentralized model and is focused on in-country business activities.

Prospects

Abbeyfield’s objectives are to maintain its current strong relationships and reputation with local regulators and central banks and by helping, at its level, to strengthen local financial and banking markets, while optimizing returns opportunities.

The Abbeyfield Group will continue to expand its portfolio in the region over the coming months as more opportunities materialize.

Please contact us for any investment opportunities within the Abbeyfield Group